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We Offer Financing with Affirm

How does Affirm Work?
  • Introduction: We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.

  • What is Affirm? Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months.

 

  • Easy monthly payments: Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 36% APR with loans of 3, 6, or 12-month terms.

    • Based on a purchase price of $500.00 at $43.97/mo at 10% APR for 12 months. Downpayment may be required.

  • Flexible repayment: Simply pay your monthly bill using a debit card, or bank transfer at www.affirm.com/pay.

  • How does Affirm work?
    Affirm loan-application process steps:
    1. At checkout, choose Pay with Affirm.
    2. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own. 
    3. To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
    4. Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
    5. To accept Affirm’s financing offer, click Confirm Loan and you’re done.   
    After your purchase, you’ll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment.  Your first monthly payment is due 30 days from the date that we (the merchant) processes your order.

You can find more about Affirm and how it works here.

  • Disclosure: Subject to credit check and approval. A downpayment may be required. For purchases under $100, limited payment options are available. The estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

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